Our residential mortgage programs are designed for investors seeking to finance single-family homes, condominiums, or multi-family properties up to four units. We offer competitive rates with flexible terms tailored to both domestic and foreign borrowers.
Key Features:
Up to 70% LTV for foreign borrowers
Competitive interest rates
15, 20, and 30-year terms available
Minimal documentation requirements for international clients
No U.S. credit history required for foreign nationals
Commercial Real Estate Loans
For investors targeting retail spaces, office buildings, industrial facilities, or multi-family properties with five or more units, our commercial lending solutions provide the capital needed to secure these valuable assets.
Key Features:
Financing up to 70% LTV
Terms ranging from 5 to 25 years
Interest-only options available
Streamlined underwriting for qualified borrowers
Competitive market rates
Cross-collateralization options
Bridge Loans for Real Estate
Our bridge loans offer short-term financing solutions that help investors capitalize on time-sensitive opportunities. Whether you’re waiting for long-term financing or need to quickly secure a property before it’s sold, our bridge loans provide the temporary capital you need.
Key Features:
Loan terms from 6 to 24 months
Up to 70% LTV for well-qualified properties
Interest-only payments
Expedited funding in as little as 7 days
No prepayment penalties
Foreign borrowers welcome
Construction & Development Loans
Our construction and development financing supports ground-up construction projects, major renovations, and land development. We understand the complexities of construction timelines and have created flexible disbursement schedules to match your project milestones.
Key Features:
Financing for ground-up construction and major renovations
Up to 70% of completed value for foreign investors
Interest reserves available
Flexible draw schedules
12 to 36-month terms
Extension options available
Fix & Flip Loans
Designed for investors who purchase, renovate, and resell properties for profit, our Fix & Flip loans provide both acquisition and renovation financing in one convenient package.
Key Features:
Combined purchase and renovation financing
Up to 70% of ARV (After Repair Value) for foreign investors
12 to 24-month terms
Interest-only payments during the renovation period
No prepayment penalties
Fast closings to secure competitive deals
Land Acquisition Financing
Our land loans help investors secure parcels for future development or long-term appreciation. We understand the unique aspects of land investments and offer terms that make sense for these specialized assets.
Key Features:
Financing for raw land and entitled lots
Up to 50-60% LTV (higher for entitled land)
Flexible terms from 1 to 5 years
Interest-only options
Financing available for carrying costs
Foreign investors welcome
Why International Investors Choose Quantum Lending
At Quantum Lending, we’ve removed the traditional barriers that foreign investors face when seeking U.S. real estate financing. Our specialized programs for international clients feature:
No U.S. credit score requirements
Acceptance of foreign income documentation
Multilingual staff and documentation
Understanding of international business structures
Expertise in FIRPTA and other international investment regulations
